When the Insurance Company Doesn’t Settle Your Case

What is the next course of action when your case does not settle because the insurance company does not meet your settlement range? If an agreement can’t be reached an injury lawyer in West Palm Beach would tell you that your next course of action would be a lawsuit.

Preliminary Factors Leading to a Lawsuit
Personal Injury Attorney

When your injury lawyer in West Palm Beach and the insurance company cannot reach a settlement on the value of your case, a lawsuit or litigation, as it is also referred to, is begun. The suit is not against the insurance company but the person, persons or company who caused your injuries. An injury attorney in West Palm Beach knows that this is not the case when it involves an uninsured or underinsured motorist case.

Other Options to Consider Before Litigation

An injury lawyer in West Palm Beach may recommend waiting for a period of time before actually beginning the lawsuit. It is possible that this period of time will cause the insurance company to increase its evaluation of the claim. However, litigation is usually necessary in cases where the parties are significantly far apart with respect to the value of the claim.

Key Factors Why a Case Does Not Settle

There are numerous reasons a case does not settle and an injury attorney in West Palm Beach is knowledgeable about these reasons. These reasons can include such factors as:

  • The amount of money being asked.
  • Agreeing who was “at fault.”
  • Company policies.

The insurance company may feel that the amount of money you and your injury lawyer in West Palm Beach are requesting is more than they are willing to voluntarily pay for the claim. Many times, the insurance company will stall for time in the hopes that you and your lawyer will reduce the value of the claim.

Actual liability or who was truly “at fault” can be a major factor. The insurance company can deny liability or they may believe that you and/or some other party bear some responsibility for your injuries.

When you consult with an injury lawyer in West Palm Beach, they will tell you that some insurance companies have internal reasons or company policy that resists payment of your claim. The insurance company wants the claimants to go through the trouble of a lawsuit as a deterrent.

Proof of Injury Is Another Key Factor

Another factor leading to a lack of case settlement is the insurance company’s belief that you were injured or that you were injured as badly as you claim. An injury attorney in West Palm Beach is aware that the company is requiring you to prove your injuries.

An injury lawyer in West Palm Beach is knowledgeable about the multiple factors involved in getting a settlement in an injury case and knows the steps to take if litigation is necessary.

For a consultation with Stephen J. Press call 581-833-2772 today.